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We, our, and us, when used in this notice, means The
Croghan Colonial Bank.
This is our privacy
notice for our clients. When we use the words “you” and “your” we mean
the following types of clients:
All
of our consumer clients who have a continuing relationship with us, such
as:
• Deposit Account
• Loan Account
• Credit Card
• Safe Deposit Box
• Retail installment
contract we hold and service
• Financial,
investment, or economic advisory services (for a fee)
• All IRA accounts for
with we act as custodian
All
former clients
We will tell you the
source for nonpublic personal information we collect on our clients. We
will tell you what measures we take to secure that information.
We first define some
terms.
Nonpublic personal
information means information about you that we collect in
connection with providing a financial product or service to you.
Nonpublic information does not include information that is available
from public sources, such as telephone directories or government
records.
An affiliate is
a company we own or control, a company that owns or controls us, or a
company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means
owning enough to have control.
A nonaffiliated
third party is a company that is not an affiliate of ours.
The Information That We Collect
We collect nonpublic
personal information about you from the following sources:
• Information we
receive from you on applications or other forms
• Information about
your transactions with us
• Information about
your transactions with nonaffiliated third parties
• Information from a
consumer reporting agency
Information We Disclose About You
We do NOT disclose any nonpublic personal
information about you to anyone, except as permitted by law.
THE CONFIDENTIALITY,
SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to
nonpublic personal information about you to those employees who need to
know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information And Former Customers
If you decide to close
your account(s) or become an inactive customer, we will follow the
privacy policies and practices as described in this
notice. |
