Trust Is Always
 Earned

A “one plan fits all” approach is not in your best interest. Your Will directs how YOUR SPECIFIC assets will be distributed while your trust is designed to help achieve financial goals, even after death.

What is
 a Trust Anyway?

People generally understand what a Will is, yet there seems to be a great mystery about what a trust really is.

A trust is nothing more than a written set of instructions that the grantor (you) creates for the trustees to follow. You may even start off by acting as your own trustee and decide later on, to appoint a successor trustee, such as Croghan Colonial Bank.

Most trusts are revocable and amendable so there’s a lot of flexibility and a secure knowledge that your trust can change as your needs and goals change

Reasons To Create A Trust:

·          You can transfer valuable assets out of your estate, while controlling how the trust property is invested and distributed to your beneficiaries long after your death.

·          You can designate a trustee who is more capable of providing financial management of the property than your beneficiaries.

·          You can decide whether to distribute your assets immediately upon death, or over the beneficiary's lifetime.

·          You can provide life insurance for your dependents without adding to your taxable estate.

·          You can be ensured that your finances are handled appropriately during a period of sickness or mental incapacity.

Who Do I
Talk To?

Please contact us if you have questions about any of our services.