Saving & Planning for Vacation

A vacation is a great escape – and it’s even better if you’re not worrying about how to pay for it. So whether you’re traveling close to home or across the ocean, saving money, setting a budget, and planning ahead can help you take the best trip you can afford. Consider these 5 tips to help make your trip planning less stressful.

1. Set Money Aside. Setting money aside is important. Consider having a certain amount automatically deposited into your travel dedicated savings account each month. Putting funds into a travel dedicated savings account gets you in the habit of putting aside money just for vacation - and how much you save helps you set your budget.
2. Start Planning Early. Once you know how much you have to spend, you can decide where to go and what to do. Early planning gives you time to search for bargains on transportation, lodging, and entertainment costs. You’ll find that being flexible on when you travel and where you stay can significantly reduce your costs, leaving you more money for entertainment once you reach your destination.
3. Stick to Your Budget. Knowing your budget helps keep you from overspending and having to pay those travel bills long after you’ve come home and unpacked your bags. Research to compare prices or work with an experienced travel agent, to find your best deals.
4. Use Your Card Wisely. Using one card to book flights, hotel reservations, and other vacation expenses is an easy way to track how much you're spending. Be sure to contact us prior to traveling and alert us of your plans, so your card isn't blocked for fraudulent transactions. You should also consider taking a second card along for emergencies.
5. Learn about Exchange Rates. When traveling outside the U.S. the exchange rate of dollars for foreign currency will affect your budget. Look them up ahead of time so you know what to expect. Croghan customers are able to order foreign currency with our Croghan hub managers. Contact us for more details on how to get started. 

Getting the itch to get away? Saving and planning today can make tomorrow seem like … a vacation.