Live Chat

About Us

Community Relationships are our priority, and the team here at Croghan Colonial Bank strives to help you have the most successful banking relationship possible. Founded in 1888, we proudly serve Sandusky, Erie, Huron, Lucas, Ottawa, and Seneca Counties. Croghan is a recognized leader in community banking throughout the region and focuses on helping all community members achieve their financial goals. We partner with you to understand your financial goals and recommend products and services that help you achieve them. We support our communities by providing financial education, sponsorships, and volunteering in our local markets. Partner with Croghan, where we're Helping Good People Make Good Decisions!

Board of Directors

James Bowlus, Lead Director

John Hoty
Hoty Enterprises, Inc.

Claire Johansen
Lane of Dreams Farm, LLC

Daniel Lease
VP, Chief Financial Officer
WT Holdings, LLC

Thomas McLaughlin

Allan Mehlow
Chief Financial Officer
The Mosser Group/WMOG, Inc.

Dr. Andrew Peterson, DDS
Owner/Doctor of Dental Surgery
Peterson Dental

Kendall Rieman
President/Chief Executive Officer
Croghan Colonial Bank

Rick Robertson

Sara Riesen
Centrury 21 Bolte Real Estate

Sarah Zimmerman
Sandusky County Board of Developmental Disabilities (DD)


Management Team

Kendall Rieman
President/Chief Executive Officer

Brad Elfring
SVP/Chief Financial Officer

Carla Waggoner
SVP/Chief Operations Officer

Chip VanDette
SVP/Chief Lending Officer

Chris Kelly
SVP/Chief Credit Officer

Tracy Baughman
SVP/Chief Investment Officer

Theresa Elfring
VP/Senior Manager - Client Experience

Shannon George
VP/Toledo Market Manager

Melissa Walker 
VP/Retail Operations Manager

Laura Whipple
VP/Human Resource Manager


Our History

1888 - Croghan Bank was founded by Augustus E. Rice and J. W. Pero on July 25th.

1890 - The Croghan Bank and Savings Co. were incorporated, purchasing the assets and liabilities of the Croghan Bank.

1904 - Croghan Bank and Savings Co. bought the Brainard property at 323 Croghan Street, Fremont – our current Main Office location.

1955 - The consolidation of Croghan Bank and Savings Co. with the Colonial Savings Bank was approved, forming the Croghan Colonial Bank. An expansion plan began with locations opening on Fremont's East and West sides.

1958 - Croghan Colonial Bank bought the Commercial Bank of Green Springs, giving us a new location in Green Springs.

1977 - The Bank bought the property for Ballville Banking Center.

1984 - Articles of Incorporation were approved, setting up the holding company, Croghan Bancshares Inc., making Croghan Colonial Bank a wholly-owned subsidiary.

1996 - Croghan Colonial Bank acquired The Union Bank & Savings Company. With this acquisition, we gained the Bellevue, Clyde, and Monroeville Banking Centers.

2001 - Croghan Colonial Bank expanded to gain a location in Port Clinton.

2005 - Croghan Colonial Bank acquired The Custar State Bank, giving us a new location in Custar.

2006 - Croghan Colonial Bank expanded again, gaining a Loan Production Office in Norwalk.

2007 - The Bank bought the Wilson Building in Clyde; we built a new Clyde Banking Center.

2008 - Colonial Bank relocated our Norwalk Banking Center to a full-service facility.

2011 - Croghan Colonial Bank acquired branches from The Home Savings & Loan Company. With this acquisition, we gained the Fremont North, Tiffin Downtown, and Tiffin Westgate Banking Centers.

2013 - Croghan Bancshares, Inc. (The Croghan Colonial Bank's parent holding company) acquired Indebancorp (National Bank of Ohio). All National Bank of Ohio branches (located in Oak Harbor, Port Clinton, Oregon, and Curtice) became Croghan Colonial Bank's offices and a Loan Production Office in Perrysburg. We also sold our Custar Banking Center to Farmers & Merchants State Bank.

2015 - Croghan Colonial Bank’s Loan Production Office relocated from Perrysburg to Maumee. The Bank also bought the Garden Restaurant in Port Clinton; we built a new Port Clinton Downtown Banking Center at this location.

2021 - Croghan Colonial Bank opened an office in Milan, Ohio.


Our Name Sake

Colonel George Croghan was 21 years of age when he led troops through the Battle of Fort Stephenson on August 2, 1813. Croghan had only 160 men with just one piece of artillery, Old Betsy - a cannon, but by shifting its position from place to place, he made his enemy believe that his troops were well-armed.

The British stormed the fort with 500 Red Coats and 800 Indians. After the battle, the British loss of dead and wounded was about 120, while Colonel Croghan lost only eight men.

We honor our namesake to this day, admiring his courage and leadership.

Promo Article_Financial Literacy2

The Importance of Financial Literacy for All Ages

Learn more

Promo Article_Brand Video

What Makes Croghan a
Community Bank

Watch Video


Financing A Boat as a
Businesses Owner

Learn more

back to top