Checking

Save a tree, waive a fee with E-Z Checking.

Our most popular checking account!

We're excited to offer you our newest and most convenient account: E-Z Checking. Not only can you access your account online, through your smartphone and debit card, you can also enroll to receive eStatement. Plus, we'll waive your monthly online Bill Pay fee. What can we say? It's the neighborly thing to do.

 

Compare Our Checking Accounts*

Account TypeE-Z CheckingClassic Checking**Interest Checking

Minimum to Open

$20.00

$20.00

$20.00

Unlimited Check Writing

Yes

Yes

Yes

Monthly Service Charge

$4.00

No Monthly Service Charge

$7.00

How to Avoid the Monthly Service Charge

Enroll and maintain enrollment in eStatements

N/A

  • Maintain a Minimum Daily Balance of $2,500.00 to Avoid $5.00 of the Monthly Service Charge
  • Enroll and maintain enrollment in eStatements to avoid $2.00 of the Monthly Service Charge

Interest Paid

No

No

Yes (on all balances)

Online Bill Pay Available

Yes, Waived Monthly Fee

Yes, $4.00 Monthly Fee

Yes, $4.00 Monthly Fee

Free Account Benefits

  • Online Banking
  • Mobile Banking
  • MoneyPass ATM Network
       (32,000 surcharge free ATMs)
  • Croghan Alerts (text and email)
  • Telephone Banking


Additional benefits for recent High School Graduates***

  • Check Printing****
  • Online Banking
  • Mobile Banking
  • MoneyPass ATM Network
       (32,000 surcharge free ATMs)
  • Croghan Alerts (text and email)
  • Telephone Banking
  • Online Banking
  • Mobile Banking
  • MoneyPass ATM Network
       (32,000 surcharge free ATMs)
  • Croghan Alerts (text and email)
  • Telephone Banking
*Account subject to deposit account approval. All checking accounts have check safekeeping and have a debit card available at no monthly service fee. **Must be at least 60 years of age. ***Recent High School Graduates receive 1st order of limited style checks at no charge (printing and shipping). ****No charge for limited style check printing, customer is required to pay shipping charges on all check orders. One box per year. 

 

 

Gen$pend 

The bank account designed for Gen Z.

This account* is ideal for students as they navigate through high school and college. With debit card access and a package of digital banking tools, accessing the account couldn't be easier.

Also, enjoy GenPerk$ to include a $50 cash bonus!**

 Account Details 
Minimum to Open $5.00 
Account Opening Requirements
  • Primary account owner must be 14 to 22 years of age to open this account.
  • A legal guardian is required for those under the age of 18.
 Monthly Service Charge $2.00 
 How to Avoid the Monthly Service Charge Enroll and maintain your enrollment in eStatements. 
 Interest Paid No 
 Online Bill Pay Available Yes, Waived Monthly Fee 
 Digital Benefits Included
  • Mobile Banking
  • Online Banking
  • MoneyPass ATM Network (32,000 surcharge free ATMs nationwide)
  • Zelle (person to person payments)
  • Croghan Account Alerts
  • Debit Card Monitoring (freeze and unfreeze your card and track spending for fraud prevention) 
*Account subject to deposit account approval. **To qualify for the cash bonus, you are required to do ALL of the following within 60 calendar days of the account opening date: open and maintain an open account status in a new Gen$pend checking account for 60 calendar days, enroll and maintain enrollment in eStatements, complete one or more Point-of-Sale (POS) transactions. The $50 bonus will be deposited into your new account, which must have an open status, within 30 days of meeting the requirements. For tax purposes, you will be receiving a Form 1099-MISC for the cash bonus.

 

 

Chip Debit Cards

Tied to your Croghan checking account, Chip Debit Cards are easy to use at Point-of-Sale (POS) and ATM terminals.
The technology of the chip enabled Chip Debit Cards increase security and minimize fraud.

Interactive Video Player

 

 

Overdraft Protection*

This service works as a reserve for your checking account that holds a pre-approved amount of money. As needed, monies from this reserve are automatically transferred to your checking account to cover any overdraft.

How it works: automatic advances are transferred to your checking account in $100.00 increments. There is an advance fee per transfer. A fixed interest rate is applied to the used reserve.

*All loans subject to credit approval

 

Croghan Loan Payment Portal

     Pay your Croghan Loan from any Financial Institution.

             Pay Your Croghan Loan Now!

                                                                                            

 

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