Digital Business $uite*
| Features | Details |
|---|
| Minimum to Open |
$20.00 |
| Monthly Service Charge** |
$5.00 |
| How to Avoid the Monthly Service Charge |
Enroll and maintain enrollment in eStatements to avoid the $5.00 monthly service charge |
|
Paper Checks Written, Paper Deposits, and Paper Deposited Items (RDC Deposits are Counted as Paper Transactions)
|
Up to 20 combined paper transactions at no charge. Over 20 are $.50 each.
|
Electronic Transactions ( ACH Debits and Credits)
|
Available at No Charge |
| Basic Business Online Banking - Includes Inquire, View, Transfer, and Export |
Available at No Charge
|
| Business Mobile Banking App |
Available at No Charge
|
| Mobile Deposit |
Up to 25 items per month
|
| Business Bill Pay |
Available at No Charge
|
| Account Alerts |
Delivered in real-time allowing you to stay on top of your finances. You choose how you’d like to be alerted through email, and/or text.
|
| Business Credit Card*** |
Can set customizable daily limits per employee
|
*Account subject to deposit account approval. **Businesses qualifying as a 501(c)3 registered non-profit group or organization are eligible for a monthly service charge waiver. Subject to proper approval. ***Subject to credit approval.
Commercial Business $uite
| Features | Details |
|---|
| Minimum to Open |
$100.00 |
| Monthly Service Charge |
$20.00 |
| How to Avoid the Monthly Service Charge** |
Enroll and maintain enrollment in eStatements to avoid $5.00 of the Monthly Service Charge |
|
Paper Checks
|
$0.17 each
|
| Paper Deposit Tickets |
|
| Transit Deposited Items |
$0.15 each
|
| ACH Debits and Credits |
$0.00
|
| Business Online Banking |
Available at No Charge
|
| Account Alerts |
Delivered in real-time allowing you to stay on top of your finances. You choose how you’d like to be alerted through email, and/or text.
|
| Business Bill Pay |
$10.00 a month
|
| Business Credit Card*** |
Can set customizable daily limits per employee
|
- Service Fees Offset by Earning Credit Rate****
- Rate Subject to Change
|
*Account subject to deposit account approval. **Businesses qualifying as a 501(c)3 registered non-profit group or organization are eligible for a monthly service charge waiver. Subject to proper approval. ***Subject to credit approval. ****Earnings Credit: Charges incurred during the monthly statement cycle may be reduced or eliminated by an earnings credit. The earnings credit is calculated by multiplying the average account ledger balance less the reserve requirement by the stated Bank rate in effect for the month divided by the number of days in the statement cycle.
Money Market Plus*
| Features | Details |
|---|
| Minimum to Open |
$1,000.00 |
| Monthly Service Charge |
$3.00 |
| How to Avoid the Monthly Service Charge |
Maintain a Minimum Daily Balance of $1,000.00 |
|
Cost Per Debit Item (Paper or Electronic)
Cost Per Credit Item
(Paper or Electronic)
Cost Per Transit Item
|
- Unlimited Over-the-Counter Withdrawals
- Limited to Six Withdrawals by Check and or Automatic Transactions per Month**
|
| Interest Paid |
Yes, Tiered Interest Paid on All Balances
|
| Business Online Banking |
Available at No Charge
|
| Business Bill Pay |
$10.00 a month
|
*Account subject to deposit account approval. **You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. This includes preauthorized/automatic internet, telebanc, or telephone transfers. |
