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Business Checking Accounts

Digital Business $uite*

Features	Details
Minimum to Open	$20.00
Monthly Service Charge**	$5.00
How to Avoid the Monthly Service Charge	Enroll and maintain enrollment in eStatements to avoid the $5.00 monthly service charge
Paper Checks Written, Paper Deposits, and Paper Deposited Items (RDC Deposits are Counted as Paper Transactions)	Up to 20 combined paper transactions at no charge. Over 20 are $.50 each.
Electronic Transactions ( ACH Debits and Credits)	Available at No Charge
Basic Business Online Banking - Includes Inquire, View, Transfer, and Export	Available at No Charge
Business Mobile Banking App	Available at No Charge
Mobile Deposit	Up to 25 items per month
Business Bill Pay	Available at No Charge
Account Alerts	Delivered in real-time allowing you to stay on top of your finances. You choose how you’d like to be alerted through email, and/or text.
Business Credit Card***	Can set customizable daily limits per employee

Commercial Business $uite

Features	Details
Minimum to Open	$100.00
Monthly Service Charge	$20.00
How to Avoid the Monthly Service Charge**	Enroll and maintain enrollment in eStatements to avoid $5.00 of the Monthly Service Charge
Paper Checks	$0.17 each
Paper Deposit Tickets	$0.05 OTC $0.05 RDC
Transit Deposited Items	$0.15 each
ACH Debits and Credits	$0.00
Business Online Banking	Available at No Charge
Account Alerts	Delivered in real-time allowing you to stay on top of your finances. You choose how you’d like to be alerted through email, and/or text.
Business Bill Pay	$10.00 a month
Business Credit Card***	Can set customizable daily limits per employee
Service Fees Offset by Earning Credit Rate**** Rate Subject to Change

_{*Account subject to deposit account approval. **Businesses qualifying as a 501(c)3 registered non-profit group or organization are eligible for a monthly service charge waiver. Subject to proper approval. ***Subject to credit approval. ****Earnings Credit: Charges incurred during the monthly statement cycle may be reduced or eliminated by an earnings credit. The earnings credit is calculated by multiplying the average account ledger balance less the reserve requirement by the stated Bank rate in effect for the month divided by the number of days in the statement cycle.}

Money Market Plus*

Features	Details
Minimum to Open	$1,000.00
Monthly Service Charge	$3.00
How to Avoid the Monthly Service Charge	Maintain a Minimum Daily Balance of $1,000.00
Cost Per Debit Item (Paper or Electronic) Cost Per Credit Item (Paper or Electronic) Cost Per Transit Item	Unlimited Over-the-Counter Withdrawals Limited to Six Withdrawals by Check and or Automatic Transactions per Month**
Interest Paid	Yes, Tiered Interest Paid on All Balances
Business Online Banking	Available at No Charge
Business Bill Pay	$10.00 a month

_{*Account subject to deposit account approval. **You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party. This includes preauthorized/automatic internet, telebanc, or telephone transfers.}

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Business Checking Accounts

Digital Business $uite*

Commercial Business $uite

Money Market Plus*

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