| Account Type | Small Business Checking* | Commercial Checking* | Money Market Plus* |
|---|
|
Minimum to Open
|
$20.00
|
$20.00
|
$1,000.00
|
|
Monthly Service Charge
|
$3.50
|
$9.50
|
$3.00
|
|
How to Avoid the Monthly Service Charge
|
N/A**
|
N/A**
|
Maintain a Minimum Daily Balance of $1,000.00
|
|
Cost Per Debit Item (Paper or Electronic)
|
- $0.12 up to 200 items
- $0.25 > 200 items
|
$0.15
(Physical Debits Only)
|
- Unlimited Over-the-Counter Withdrawals
- Limited to Six Withdrawals by Check and or Automatic Transactions per Month***
|
|
Cost Per Credit Item
(Paper or Electronic)
|
No Charge
|
|
Cost Per Transit Item
|
$0.10
|
|
Earnings Credit Available****
|
Yes, Earnings Credit May Reduce or Offset Fees
|
Yes, Earnings Credit May Reduce or Offset Fees
|
No
|
|
Interest Paid
|
No
|
No
|
Yes, Tiered Interest Paid on All Balances
|
|
BusinessNET (Business Online Banking)
|
Basic BusinessNET Available at No Charge
|
|
Business Bill Pay
|
$10.00 Monthly Service Charge
|
*Accounts subject to deposit account approval. **Businesses qualifying as a 501(c)3 registered non-profit group or organization are eligible for monthly service charge waiver. Subject to proper approval. ***You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. This includes preauthorized/automatic internet, telebanc or telephone transfers. ****Earnings Credit: Charges incurred during the monthly statement cycle may be reduced or eliminated by an earnings credit. The earnings credit is calculated by multiplying the average account ledger balance less the reserve requirement by the stated Bank rate in effect for the month divided by the number of days in the statement cycle.
Business Debit Cards
Tied to your Croghan business checking account, EMV Debit Cards are easy to use at Point-of-Sale (POS) and ATM terminals.
The technology of the chip enabled EMV Debit Cards increase security and minimize fraud.
Croghan At Work
Croghan At Work is a benefits program that you as an employer can offer to your employees. The core of the program includes a Comprehensive Financial Review and the establishment of a new checking account for your employees. We then customize the benefits program for each of your employees to fit their financial situation and goals.
Benefits
| Save Money | Manage Money | Build Financial Security |
|---|
|
Checking Account Discounts
- E-Z Checking Account
- Waived Monthly Fee for Bill Pay
- No Charge on 1st Order of Limited Style Checks (Printing and Shipping)
Loan Closing Cost Discounts*
- Up to $300.00 Closing Cost Discount on Your Mortgage Loan.
- Up to $350.00 Closing Cost Discount on Your Home Equity Line of Credit.
- Up to $195.00 Closing Cost Discount on Consumer Loans.
Consumer Loan Rate Discounts**
- Rate Discounts on Select Consumer Loans with Automatic Payment
|
Financial Guidance & Education
- Free Annual Review of Financial Plans and Goals
- Participate in Seminars and One-on-
One Sessions, Topics Include:
- Understanding Credit Reports
- Personal Budgeting
- Retirement Options & Planning
Croghan Credit Card
- Low Rate Credit Card Options
Digital Banking Products Available
- Online Banking
- Mobile Banking
- Croghan Alerts (Text and Email)
- eStatements
- Online Bill Pay
- Telephone Banking
|
Meet Your Investment Representative
- An Investment Rep will meet with you personally to make sure your investment plan is in line with your financial goals.
Establish Special Purpose Savings Accounts
- College, Vacation, Wedding
- Medical Expenses
Retirement Planning Assessment
- Review of Retirement Goals and Current Retirement Portfolios
Insurance Needs & Coverage Assessment***
- Life, Disability, Long-Term Care
|
All deposit accounts subject to deposit account approval. All loans and credit cards subject to credit approval. *Discounts available for new Croghan Colonial Bank loans only. Discounts cannot be used in combination with any other offers or discounts and is subject to change without notice. **Consumer loan rate discounts will follow our current terms and conditions for the loan type.
*** Securities and Insurance products offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Croghan Colonial Bank is not a registered broker/dealer and is not affiliated with LPL Financial.
Not FDIC Insured | Not Bank Guaranteed | May Lose Value
Not Insured by any Federal Government Agency | Not a Bank Deposit
|
|