Home Equity
Lines of Credit

We don’t offer just any home equity line of credit. You can lock in part of your line of credit so the rate doesn’t go up, borrow up to 90% of your home’s value and use it for whatever you want, whenever you want. Put it toward consolidating your debt so you only have one monthly payment, remodel your kitchen, pay tuition or take a well-deserved vacation. And you only pay back what you use – at a great rate.

Lock Feature

You can lock in all or a portion of your outstanding balance to a fixed rate and term. As you pay down your “locked in” principle balance, your available balance is replenished for additional use at the variable interest rate. You can have as many as 3 individual “locks” on your line at any time. Each “lock” is subject to a fee of $100.00. Each “lock” has a monthly payment due separate from the equity principal balance owed. The minimum “lock” amount is $1,000.00 and at no time will the minimum monthly payment amount be below $50.00.

*All loans subject to credit approval.

E-Z Checking
for Easier Living

Learn More about E-Z Checking

Personalization Settings



Croghan Colonial Bank would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind me again.

back to top